Fremont Uninsured/Underinsured Accident Lawyers
When you are in a motor vehicle accident with a reckless driver, the typical process sees you filing a claim with their insurance company to recover compensation for your sustained damages. When the at-fault driver is uninsured or underinsured, complications can arise.
Accidents involving underinsured or uninsured drivers can be complex and require the immediate assistance of a knowledgeable Fremont underinsured accident attorney with documented experience. NK Law Group proudly serves the entire state of California and has a track record of success when helping our clients get the financial compensation they deserve. Our no-fee guarantee means that we do not see a single penny unless you win.
Understanding Underinsured and Uninsured Coverage
An uninsured driver is someone who is currently operating a motor vehicle without auto insurance coverage. In the case of an accident, they do not have an insurance company for you to claim compensation. If the uninsured driver has other sources of money and assets, your Fremont, CA uninsured accident lawyer may be able to help file a lawsuit against the uninsured driver, though there is often a correlation between uninsured motorists and low-income. For this reason, it is highly recommended you carry uninsured motorists and underinsured motorists coverage. This insurance policy is there to specifically help in cases where the at-fault party cannot adequately cover the extent of your losses.
Similarly, an underinsured motorist refers to an individual who has auto insurance but does not have enough coverage to compensate for your losses. These cases may be more complex because they result in two insurance companies agreeing on a settlement. If this is the situation, our Fremont uninsured accident attorneys may be able to help and guide you through the process so you do not end up on the receiving end of an unworthy settlement.
How a Fremont Underinsured Accident Lawyer Can Help After Your Accident
While you concentrate on recovering from your accident, our team at NK Law Group will get to work immediately on the following important aspects of your case:
Establish Liability
Liability is established by demonstrating the at-fault party behaved in a reckless or negligent manner and directly caused your damages. This can be proven through the collection and analysis of any potentially relevant evidence, including:
- Traffic camera footage
- Detailed medical records
- Eyewitness accounts
- Automobile expert witnesses
- An accident reconstruction animation video
- Black box data
Once a negligent party has been identified, you are able to hold them liable for your damages. It is important to note that California currently adheres to a pure comparative negligence law, which means you are able to recover damages even if you are partially responsible for the accident. The pure aspect of the law allows you to be found up to 99% at fault for the accident and still recover compensation, though it will be modified to reflect your percentage of liability.
File Your Claim
If the at-fault party is underinsured, you may still be able to recover adequate compensation from filing a claim with their insurance company. This must be done within California’s two-year statute of limitations, though there are exceptions for those who did not reasonably know they were injured.
In the case of uninsured drivers, you are unable to file a claim because they do not have active insurance coverage. Using their expertise, your Fremont, CA underinsured accident lawyer can help you devise a plan of action to help you acquire compensation for your damages. This can be done by filing a lawsuit against the party or, if you have one, through your uninsured motorist coverage policy.
Recover Adequate Damages
We understand how important financial compensation can be after a personal injury accident, which is why our team fights so hard to obtain a worthy settlement offer for you. After your motor vehicle accident with an underinsured or uninsured driver, you are entitled to recover both economic and non-economic damages, which will help with the following losses:
- Past, present, and future medical bills
- Missed work opportunities or lost wages
- Rehabilitative or physical therapy
- Prescription medications
- Property damage
- Pain and suffering
- Discomfort
- Scarring or disfigurement
Nobody should have to pay the consequences of a reckless, uninsured driver. We understand that sometimes financial compensation is the only viable route out of the hole your accident has dug you in, and for that reason, our goal is to get you a settlement worthy of your losses.
Schedule a Free Consultation With a Reputable Attorney Today
To take the first step toward seeking justice for your personal injury case, don’t hesitate to reach out to us. NK Law Group is committed to providing the support and legal expertise you need during the specifically challenging aftermath of an accident with an underinsured or uninsured driver. Your well-being is our top priority, and we’re here to personally act as a guide through the process every step of the way, getting you one step closer to the justice you deserve.
Contact us now by filling out our contact form or simply give our Fremont underinsured/uninsured accident lawyers a call at (510) 519-9497. Let us help you secure the compensation and peace of mind you deserve.