5 Benefits of Hiring a Car Accident Attorney for your Car Accident Settlement
Car accidents are uninvited and beyond your control. Even if you are extra cautious while driving your car, you cannot always prevent from getting involved in an accident caused by others’ actions. Insurance adjusters will try to take advantage of you, so, it’s always best to hire a car accident attorney to maximize your insurance claim. Your car accident attorney will take care of all legal matters concerning your car accident settlement. This will allow you to focus on your recovery rather than worrying about insurance adjusters and getting whether you got a fair settlement.
What are the benefits of hiring a car accident attorney?
While it is possible that you can resolve your claim for your car accident injury on your own, hiring a seasoned attorney can significantly increase your chances of getting more compensation. Listed below are five major benefits of hiring an accomplished car accident attorney:
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- Taking on Unscrupulous Insurance Adjusters
The primary motive of all Insurance companies is to make a profit. They train insurance adjusters to pay as little as possible to injury victims. The adjuster will use every possible angle to short a claimant in their settlement, even going so far as to refuting a valid claim.
Adjusters will try to minimize the impact that your injuries have on your life and they will try to get you to settle your car accident claim quickly before you even realize the full extent of your injuries. They will entice you to settle even though you may need future medical care.Hiring a competent car accident lawyer will take the burden of dealing with the adjuster off your plate. A car accident lawyer is fully aware of all the adjusters’ tactics, and they know how to tackle them while having your best interests at the forefront. 
Determining who is Liable
Determining liability in a car accident scenario relates to who is at fault and ultimately responsible. Many car accidents are simple rear end collisions, where liability seems clear. However, many times even a simple rear ender can be contested by the driver and their insurance company. When that happens, you can have your compensation significantly reduced if they wrongly apportion fault onto you.
Ascertain a Fair Compensation for your Losses
One of the most critical aspects of a car accident settlement is determining equitable compensation that covers the entire value of your claim and the losses you may have incurred. Insurance adjusters will say nearly anything to accident victims to get them to accept contributory negligence and thus dilute your overall settlement benefits. They will say things such as you had previous injuries or your job covered your time off with PTO, in an attempt to minimize your compensation.This is when a car accident attorney can swoop in to defend your case and secure your rightful claim. With extensive knowledge of the law and experience handling numerous cases on a day-to-day basis, injury lawyers are the right people to consult for determining an accurate value of your losses. They will make sure your car accident settlement fully covers the extent of all your losses, accounting for everything that you lost in the past and may lose in the future due to the accident. Some of the key inclusions that they take into consideration are:+ All medical expenses incurred resulting from your injuries, in the past and the future
+ Lost income resulting from the accident, including any future wage loss that may be incurred due to your injuries.
+ Any pain and suffering resulting from the accidentEach case is different and each individual may have certain losses that are particular to their situation. In such a case, your car accident attorney will ensure those losses are included in your settlement, allowing you to be as fully compensated as one can be.
File a Personal Injury Case in Court if required
Another advantage of hiring a car accident attorney to defend your case is that you get all legal options at your disposal. If the insurance company attempts to deny a suitable claim amount, your personal Injury attorney will readily offer to file a personal injury lawsuit on your behalf.
When the insurance adjuster comes to know that your attorney is ready to file a lawsuit, he/she will be forced to take another look at your file to ensure they are not making any mistakes. If the insurance company wants to roll the dice and hire their own attorneys to defend the case, you can be certain that your injury lawyer will take your case as far as it needs to go – even to trial. The best part is that in most situations, the cost of the lawsuit is paid upfront by the injury lawyer, so you can relax and focus on recovering.- Clear Understanding of Law and Policies
Insurance policies are convoluted and not easy for the average person to understand. They are lengthy documents that contain details of the responsibilities of each party. Interpreting such documents can be cumbersome, especially when you your case is not a typical collision. When you hire an attorney to handle your car accident case, he/she shares his/her expertise and knowledge of the law with you. This helps you easily decipher your policy terms and conditions to ensure the insurance company is acting in good faith and not undermining the terms of the contract.Wherever necessary, your lawyer will explain the legal do’s and don’ts that will enable you to validate your claim and obtain rightful compensation.Furthermore, matters involving the law and courts are best left to the attention of attorneys to identify and provide a rational solution.
- Taking on Unscrupulous Insurance Adjusters
When Should You Hire a Car Accident Attorney?
Of course, not all accidents warrant hiring a car accident attorney. However, it is a good idea to at least consult with an attorney, especially in the following scenarios:
- You get injured in the collision
- Your injuries are severe or long-term
- Liability is challenged
- The insurance company does not honor your claim
- Your medical history is sought and your statement is recorded
- Your insurance adjuster has not taken into account all expenses resulting from the accident
Over to You
If you are not sure how to deal with the consequences of a car accident, it is in your best interests to contact NK Law Group.
You can relax and recover at home, while we work through to get the best out of your car accident settlement on your behalf.
Call us at 510-519-9497 for a quick response!
EXPERTLY REVIEWED BY
Naseer Khan, Esq.
April 25 2024
Top-rated personal injury attorney Naseer Khan, Esq. has over a decade of experience advocating for injury victims in California. As an award-winning attorney and a member of the American Association for Justice, Khan has a stellar track record of success and devotion to justice for his clients.